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Newswire Signup |
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Sign up now for a free Newswire on the Mortgage News, Rates and updates. |
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Mortgage Rates |
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| Avg % |
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30 Yr Fix
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6.22
% |
0.05
% |
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15 Yr Fix
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5.90
% |
0.03
% |
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1 Yr ARM
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5.47
% |
0.03
% |
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5/1 ARM
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5.93
% |
0.01
% |
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30 Yr Tres
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4.89
% |
-0.04
% |
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Fed Prime
|
8.25
% |
0.00
% |
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| Disclosure |
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| Home » Disclosure |
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| HomeandfamilyBills |
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HomeandfamilyBills web site is a service web site intended solely for consumers. HomeandfamilyBills does not sell any mortgage, insurance or financial products. We are not a mortgage of insurance company. We are an online service web site intended to match consumers with participating lenders. All information is secured and kept confidential until a match is made. HomeandfamilyBills does not endorse any particular mortgage or insurance company. We do not endorse any kind of mortgage, policy, or product. The loan application page is designed to help you apply online using our computerized referral system. HomeandfamilyBills is not associated with any mortgage company or an agent in the loan transaction process.
HomeandfamilyBills is not a Lender. Loans are made by participating lenders. The lenders who offer their services are solely responsible for all aspects of the loan product and loan services.
You are under No obligation
You are under no obligation to use our service. Using this service is solely in your discretion.
We make no guarantee
There is no guarantee using HomeandfamilyBills that your loan will close or you will receive the rate you want. Each lender has there own practices and procedures. We try to find the best for you but make no guarantee as to their services or programs. Rates quoted by participating lenders are offered by that participating lender and have nothing to do with HomeandfamilyBills. Cost associated with the Lender is cost that may vary and will not be associated with HomeandfamilyBills.
We charge no direct fees
HomeandfamilyBills does not charge any direct fees to you, the borrower.
Federal Disclosures
Your lender will make certain disclosures to you when you complete your loan application with them. These disclosures are required by the Truth-in-Lending Act and the Real Estate Settlement Procedures Act (RESPA) and include: |
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Credit cost disclosures. |
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Good faith estimate of settlement costs. |
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The HUD booklet, "Buying Your Home: Settlement Costs and Helpful Information." |
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Disclosures about the possibility that your mortgage loan servicing may be transferred. |
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Disclosures about your right to a copy of the appraisal of your home. |
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Disclosures about how your loan will be serviced. |
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| HomeandfamilyBills.com is not acting as a lender or broker. The information provided by you to HomeandfamilyBills.com is not an application for a mortgage loan, nor is it used to pre-qualify you with any lender. If you are contacted by a lender or broker advertising within our network, your quoted rate may be higher, depending on your property location, credit score, loan-to-value ratio, debt-to-income ratio, and other factors. Not available in all states. Not all service providers in the HomeandfamilyBills.com network offer this or other products with interest-only options. |
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